Why Us?

Our Mission

"Our main mission is to providing fast, simple and straightforward loan help to achieve a better financial status."

We introduced 12monthloansforbadcredit.com to fill the huge hole in the current financial industry. There is a huge percentage of Americans whose credit needs aren't met. When we researched this problem then we discovered really shocking facts:

  • Around 50-60% of Americans having low or bad credit score; meaning they can't get loan approval from traditional banks.
  • 6 in 10 Americans has been denied due to low credit score or offered less amount than the actual required.
  • 48% of US families admit that they could not afford$300 emergency expense.
  • Approximate, $100000 is paid by the people with low credit score because of their high interest and extra fees loan.

Those Americans, who faced such bad situations, do not have enough good options to access excellence credit products, build their credit, and get back on the better financial path.

We're here to fix it

We don't think that people who need immediate money should be limited by their past credit scores. Fairly, we believe they deserve the same opportunities as others. And that's why we offer:

  • Get quality loans without hidden fees or fear of debt traps.
  • Acquire affordable loans to build your credit break out debt cycles and achieve long term healthy financial life.
  • Attain loans with easy and convenient repayment options to better manage your future plans.

Our Approach

Our vision for our applicants is to universal access to a loan that can be expanded over longer time. We don't want good credit and not performing credit checks; instead, we want to create an affordable financial path to access money.

Don't Worry About Your Credit Score

Whether you have a bad credit score or poor credit history, we will help you by approving the funds you need.

Instant Approval Loans

Our all loans services are instantly approved and the money is deposited into the borrower's bank account within a few minutes so that they can handle any cash crisis easily.

Confidential and Secured

Your personal as well as banking information is completely confidential and secured. We never gave our customers information to the third party.